Credit cards need to lose the legalese
Ellen Roseman  
When applying for a credit card, you have to sign a contract that's crammed with legalese and fine-print footnotes.

New 'chip' credit cards stir security issues
Ellen Roseman  
Credit card issuers in Canada are moving to a new system for fighting fraud.

New credit cards to have security chips
Ellen Roseman  
Soon all credit cards will have an embedded computer chip that is virtually impossible to duplicate.


How 3 investors are coping with chaos
Ellen Roseman  
Retiree Murray Soupcoff used to be an active investor, checking stock markets all day and making frequent changes to his portfolio.

Credit card firms cash in on fees
Ellen Roseman  
Many Canadians received upgraded credit cards earlier this year. The new Visa Infinite cards caused an uproar.

Look for insurance costs on your credit card bills
Ellen Roseman  
You could be paying for insurance you didn't know you had on your credit card balance.

Some credit cards help pay for life's essentials
Ellen Roseman  
Last Sunday, I reviewed the major credit cards that give you cash rebates once a year, linked to your spending.

Cashback credit cards not all equal
Ellen Roseman  
What's better than a credit card that gives points for free flights?

Credit card companies open new retail horizons
Ellen Roseman  
Credit card companies are driving into retail outlets that were closed to them before.

PIN cards safer but cost more
Ellen Roseman  
Soon, you will need a personal identification number to use your credit card.

The power and peril of credit cards
Ellen Roseman  
On Aug. 19, 1968, Canadian banks launched the first all-purpose credit card.

Drawback to Detroit's 'zero 72' auto loans
Ellen Roseman  
Now that Chrysler and General Motors have dropped their lease incentives, will other automakers follow suit?

Patience, perspective aid success
Ellen Roseman  
When I kicked off this Sunday series last April, I said you needed time, knowledge and discipline to be a successful do-it-yourself investor.

Green technology investments finally coming into their own
Ellen Roseman  
The clean technology sector has been getting a push from the surging price of oil.

Buying and trading gold
Ellen Roseman  
Most fund managers do not buy or hold bullion. Instead, they own shares of mining and exploration companies working with precious meta.

Web reference tool helps traders pick the best bond price and yield
Ellen Roseman  
As the stock market goes through a rough patch, you may want to beef up your bond holdings.

Preferred shares are ideal for the risk-averse
Ellen Roseman  
In the past few weeks, Money 911 has looked at investments you can buy and manage on your own.

Dividend tax breaks make blue-chips a wise buy
Ellen Roseman  
Buying blue-chip Canadian stocks can be a good strategy for do-it-yourself investors. I'm talking about the big banks, insurers, pipelines, telephone companies, gas and electrical utilities that pay dividends ...

Smart investors in for the long haul
Ellen Roseman  
When you think about stocks, you remember the times when stock indexes hit record highs – as the S&P/TSX composite index did this week, pushing through the 15,000 level. But long-term investors make most of ...

Index investing: 'Just set it and forget it'
Ellen Roseman  
Financial investing is "like a foreign language to me," writes Carol (not her real name), who recently retired and sold her house.

Passive investing concept is still a mystery to most
Ellen Roseman  
Index funds and exchange-traded funds are still a mystery to most investors. That's because passive investing – a strategy of trying to match an index rather than beat the index – is still fairly new.

Index funds and ETFs offer simple approach
Ellen Roseman  
It takes time, effort and luck to find stocks and mutual funds that will beat the market.

The magic of index funds
Ellen Roseman  
You want to invest on your own, but you don't want to pick stocks or mutual funds.

Taking charge of your own investments
Ellen Roseman  
In this series, we're looking at how to break free from your financial adviser and start looking after your own investments.

Searching online will help find the right broker for you
Ellen Roseman  
So, you want to open a discount brokerage account and manage your own investments.

New series will help you take control of your own investments
Ellen Roseman  
You're unhappy with how your investments are doing.

Financial advice not always the best asset
Ellen Roseman  
Some people play it safe with their long-term savings.

Debate over pensions rages on
Ellen Roseman  
If you're counting on a private-sector pension to anchor your retirement income, it's important to understand what kind of plan your employer offers.

Is another RESP incentive really necessary?
Ellen Roseman  
Do Canadians need another tax break in order to save for their children's post-secondary education?

Time to level the pension playing field
Ellen Roseman  
After working for a few years, you're leaving your job and your registered pension plan.

Pension questions to ask when changing jobs
Ellen Roseman  
Here's advice for anyone switching jobs: Find out how the new pension plan works. Ask the right questions.

Ensuring your pension won't come up short
Ellen Roseman  
In her book, The New Retirement, economist Sherry Cooper delivers bad news to affluent boomers who expect to live well after they leave work.

An alternative viewpoint
Malcolm Hamilton has controversial views about retirement saving.

Limits on your RRSP contributions
Some readers had concerns about how an employer's pension contributions can limit their contributions to a registered retirement savings plan.

Pension experts weigh in on reader questions
Ellen Roseman  
For the past few weeks, I've been talking about the growing trend to make employees responsible for managing their own retirement savings. Today, I'll take a few questions from readers and get responses from ...

Pension risks and rewards
Ellen Roseman  
Many people want to save for retirement, but face too many competing demands. They don't join the pension plan at work, even if their employer supplements their contributions.

What's best: defined benefit or defined contribution plan?
Ellen Roseman  
If you're in a pension plan at work, consider yourself lucky.

What you need to know about your pension
Ellen Roseman  
Suppose you have job offers from two employers that are very similar in terms of salary, working conditions and other priority items.

Firms risk being sued for pension negligence
Ellen Roseman  
Your retirement could turn into a financial nightmare, if you don't pay attention to what's going on with your pension plan at work.